Need travel trailer financing? We may be able to help you get an offer, and it doesn’t matter if you have good or bad credit. Take a few minutes and get a cash offer for travel trailer financing, then shop any dealer you like or shop the used market and save thousands. How much do you expect to spend?

An Airstream travel trailer parked in the woods.

Why Not Dealer Travel Trailer Financing?

Generally, a buyer would get financing directly from the dealer, but this is not always the best situation for every buyer. There are a number of problems tat come with dealer financing.

One problem is that dealer financing is often hard to get. A travel trailer is considered a luxury item and a risky loan for lenders. A trailer is easy to hide, making it difficult to repossess in the event of a loan default. What this means for you is that you often need to have good to excellent credit to finance from a dealer.

Another reason to not use dealer financing is if you intend to buy a used travel trailer. Sure, most dealers stock used trailers, but they come with a hefty dealer markup. Buying your trailer directly from the original owner can potentially save you thousands of dollars. To do that, you need outside financing.

We can help you get an offer for that outside financing.

A small travel trailer financed with a trailer loan being pulled by a small SUV.

How Does Online Trailer Financing Work?

First, you should know that we are not direct lenders. What we do is connect you to a lender that can make you an offer for travel trailer financing. Because the lender network  we work with is substantial, the odds of approval may be better than working with a single direct lender.

If approved, your lender will make you a cash offer and then you can use this money to buy a trailer wherever you want. If you want to go new, shop any dealer that you like. If you want a used travel trailer, shop directly with the original owner and avoid extra dealer charges.

The first step in the process is to determine how much that you want to spend on your new travel trailer. Remember, this will be a cash loan that is deposited directly into your account. That means that you can take out extra money if you like. Buy the trailer that you want and then make some upgrades or do some improvements on your tow vehicle.

Once you have a number in mind, simply fill out the form at the top of the page and hit submit. It only asks for some basic information such as contact and employment details. Most people are able to complete the form in a minute or two.

After submitting your form, you will get your answer fast. If approved for a travel trailer loan, one lender from the lender group will make you an offer. To view this offer, you will then need to be redirected to the lenders website. Once there, you can review the offer and decide whether or not you want to accept it.

A travel trailer purchased with financing, parked in the desert.

Frequently Asked Financing Questions

Still have questions about travel trailer financing? Take a look a some of the more common questions that we hear. If you need further assistance, please contact us or the lender extending your offer.

What will my interest rate be?

Since we are not lenders and do not make credit decisions, we cannot answer this question. Your lender will be required to disclose this information, so if you are unclear after receiving your offer, make sure that they clarify your terms. In general, the better your credit rating, the lower your interest.

Instead of the simple interest rate, be sure to look at the loan’s APR. This is the effective interest rate after adding in all of the loan fees and charges.

When will I receive my money?

Loans may be funded as soon as the next business day. Check with your lender for the particular details on your loan. We have no access to loan information.

Once deposited into your account, your funds will generally be available for instant use. The online loan process allows you to go about the business of buying your trailer very quickly.

Does my lender work with all dealers?

Your lender will not work with a dealer at all. Instead, they will deposit funds directly into your bank account. You can then use this money to buy your travel trailer from whoever you like. Shop a dealer or save money and buy from the used trailer market.

Not being limited to one individual dealer gives you a lot of options when making your purchase.